Landlord Home Emergency Insurance

Home emergency cover is an important insurance option to consider for most landlords.  It provides crucial assistance 24 hours a day, 365 days a year in the event that your let property suffers an incident that requires immediate attention.

Typical emergencies may include the following:

  • Failure of heating and/or hot water
  • Plumbing emergencies
  • Drainage emergencies
  • Inoperable toilet (if the only toilet in the house)
  • Lost keys and lock outs
  • Security risks (such as window/door locking issues)
  • Electrical failures

In the event of an emergency occurring in your rented home, immediate advice will be given over the phone on what action you need to take to protect yourself and your property.  An approved engineer will be sent to the house and this policy will cover the organisation and costs of the work undertaken up to the given claim limit.

All claims are fully managed until completion and there is usually no excess to pay.  The emergency helpline is UK-based and open all day, every day.  It provides quick and easy assistance from its huge network of contractors, all of which are locally based.