Landlord Portfolio Insurance

Landlord Multiple Property Insurance from Ashburnham Insurance

• We compare specialist portfolio insurance providers from our trusted panel
• Years of experience means we have the skills and knowledge to get you the best deal
• No upper or lower limit on the number of properties
• Flexible cover options

Ashburnham are specialist providers of Portfolio Insurance policies for Landlords with multiple properties. We can cover residential properties let to tenants, houses of multiple occupation (HMOs), commercial let properties amongst others. Whether these buildings are a small privately owned investment or a full-time business, we have the right cover for you.

What are the benefits of a Portfolio Insurance?

There are some major perks for landlords multiple property insurance. Here are some of the main benefits you can expect:

• 💷💷💷 – you will receive a multi-property discount on your premium
• 📅📅📅 – one simple to manage renewal date cuts down on your administration
• 📎📎📎 – less paperwork generated is kinder to the environment
• ☎☎☎ – one phone call to update details across your entire portfolio

It may seem that the best option for your investment is to get a landlord multi property insurance to cover all your homes in one simple and easy to manage block policy. In most cases this is true but be aware of some exceptions and things to be aware of…

Portfolio Insurance or Landlord Insurance?

A question we get asked often is whether it is best to have a portfolio insurance policy or individual landlord insurance policies to cover the properties. What you have to keep in mind is that one insurer may be best for one property and another insurer for another property. This may be because they offer more competitive cover or simply because they are the cheapest compared to the other provider.

On this basis, some landlords choose to split their portfolios into groups such as properties in certain postcode areas or properties that have residential or commercial tenants in an attempt to reduce costs. This sometimes helps with smaller portfolios but in most cases it is best to keep the properties together on one block policy otherwise you will lose the benefits described above including any discount you are receiving.

In some cases, it is advisable to pull a certain property out of the portfolio as it needs special individual attention, such as it has a subsidence history or if it is Unoccupied and undergoing renovation work. This may not always be best but we are able to use our years of experience and expert knowledge to ascertain the best option for you. As long as you have more than one property, we can compare our multi property landlord insurance panel against insuring separately to get you the best quote.