Landlord Legal Expenses Insurance

Landlords legal expenses insurance provides legal protection from disputes involving your let property. This could be in the pursuit or defence of civil disputes relating to the letting of your property.

The level of cover offered in most cases is up to £50,000 of legal costs per claim but this can vary depending on the policy, cover and claim in question so please check this carefully.

Here is a list of key features that can be found in a Legal Expenses Insurance policy:

• Property Legal Disputes – legal costs and expenses in the pursuit or defence of civil disputes relating to the letting of property
• Rent Recovery – legal costs incurred in the recovery of an undisputed debt for unpaid rent
• Attendance Expenses – loss of salary or wages incurred for the time off work to attend any court or tribunal hearing
• Eviction – legal costs incurred to use your legal rights to evict anyone, other than tenants who have your permission to be in the property
• Defence Costs – legal costs incurred in defence of your rights if an event arising from you owning or letting the property leads to you being prosecuted in a criminal court
• Legal Advice Helpline – telephone based 24 hour legal advisory service

There are additional terms and conditions to this policy which can be found in the insurer’s current policy booklet. There may also be updates or amendments to what is written here so we request that you read the policy documentation in full before any policy is taken out. It is common for Legal Expenses Insurance to be taken out alongside a Rent Guarantee Insurance policy.