Protecting the property from potentially damaging occurrences is a major priority for landlords, which is why Ashburnham provide flexible, comprehensive landlord insurance for freehold and leasehold buy-to-let properties.
Choose the level of cover you require, using our online policy form, and Ashburnham will instantly compare quotes from a panel of trusted insurers to provide you with the best value for money on your landlord insurance plan.
The most popular type of buy to let insurance for landlords is buildings cover, which protects a landlord’s most important asset, the property. Although this type of cover is good, owners should invest in additional protection to secure themselves from the chance of financial risks occurring.
For example, a strong buy to let insurance policy will cover a property owner’s liability and possibly include contents insurance for any furnishings they might want to protect from potential damage by the tenant e.g. ripped curtains and stained carpets.
Landlords must state what type of occupants they are letting a property out to when buying policies for residential properties. They are one of the many factors that can influence the price of premiums. Examples of the tenant types that Ashburnham cover:
There are also various occupancy and lease agreement arrangements that may exist. The most common scenarios are as follows:
Ashburnham Insurance accept cover for all types of freehold, leasehold and tenancy arrangements. Even if it’s not listed above, a policy can normally be tailored to your specific demands and needs.
This type of insurance is optional, however, it makes good sense if you are a landlord renting out a property, just in case something goes wrong that could incur a great financial cost.
Can you afford to carry out repairs and masonry work on your building following the occurrence of a flood that has inflicted water damage? A comprehensive policy will protect you in such eventualities.
Ashburnham provide buy to let insurance for rented properties within England, Scotland, Wales, Northern Ireland, the Channel Islands of Jersey and Guernsey and the Isle of Man. Cover is also available to oversea owners such as British expats and non-resident landlords living abroad as long as the dwelling that is being insured bears a UK format postcode.