This is where you may have a house that is currently unoccupied but are already searching for tenants and they will be in the property within the first 90 days of the policy.
This is where you may have a house that is currently unoccupied but may need some work doing to it before it can be rented out so with this type of policy you don’t generally get a time limit of finding a tenant.
This is where you have an unoccupied property and you will either be renovating it to sell or it may already be on the market but you still want to insure it before the building is sold. With these policies it is important to be aware of cancellation charges as in most cases you will be paying for an annual policy and cancelling once the property is sold. This information is always made available before you purchase.
You may have purchased a property that requires some work done to it prior to you moving in. Once the property becomes occupied, it is common for the insurer to allow the policy to continue to its annual renewal date when it will then be replaced by a traditional home buildings policy.
We deal with various insurers that can insure your vacant property under any of the circumstances but each one will come with its own terms and conditions about the property whilst it is unoccupied. Generally with unoccupied insurance you can get various levels of cover that will either cover just the basic cover or you can pay a higher premium to get a more comprehensive policy.
So if you have a house that is unoccupied and you want to insure it then you can get a quotation with a number of companies here that will be able to help you no matter what your requirements are.