Whatever type of land you need to insure, as long as it is in the UK then we are certain to be able to help.
The potential risks are varied but, for example, you may have a public thoroughfare or right of way such as a footpath or bridleway going through your land. Also, the Countryside and Rights of Way Act 2000 gives the “freedom to roam” or “right to roam” on some privately owned land. These legal rights to access means walkers, hikers, ramblers or other members of public may enter your land and slip, trip or fall and then seek compensation from the land owner for their injuries.
Even if your land does not have a public right of access by law, you may provide permissive access or even no access at all but could still be liable for compensation for any injury sustained by someone on your land. Third party property damage is another example of a risk you may face as a landowner. A branch falling off a tree on your land could collide with someone’s house or a vehicle underneath.
We specialise in residents associations, road owners and general land owners. Whether you are a single person, group, community or business, we can help all types of land owners.
Below is a list of the most common types of land available to insure online (click the links for more information):
If you have vacant land or another type of land not listed above then we recommend speaking to us to get the cover you require.
The main cover provided is public liability cover which will insure the land owner(s) for any third-party injury caused by the land. On top of this, cover is also available for public access, employers liability, legal expenses and material damage (such as street lights, walls, fences and incidental buildings). As we provide a specialist scheme, in most cases this cover is included in the standard policy at no extra charge.
We can allow many different types of feature on your plot of land such as children’s playground equipment, non-residential buildings, automatic gates and barriers and even watercourses such as rivers, lakes and streams. If you can’t see your feature listed then just give us a call so we can tailor a policy to your needs.
Our premiums start from as little as £145 per year but obviously the price of the policy all depends on the size, location and use of the land or road. The best way to find out the cost is to complete our simple online quote form and you will be provided with an instant quote.
To get an instant online quote then click the “Get Quote” button on this page or visit our contact us page for more details.