As a landlord insurance broker we fully understand that the idea of having to spend hours searching around online for a cheap landlord insurance quote can be a frustrating and tedious excercise, for this reason we provide instant online landlords insurance quotes from several insurers at a time meaning that instead of you having to search around, our online system does it for you!
We deal with some of the most competitive landlord insurance companies in the UK which is why we are able to provide such low cost quotations. To provide peace of mind we only deal with insurers which are authorised and regulated by the Financial Service Authority meaning that they have to meet strict requirements with regards to your landlord insurance policy. We can provide immediate cover and provide proof of cover via email, fax and post meaning that whether you just want to setup a fast landlords insurance policy or provide proof of insurance to your mortgage provider then we are the right choice.
Because we specialise in landlords insurance we are able to provide quotations from a panel of insurers meaning you can have a competitive choice from the market without having to spend hours filling out forms. We offer landlord building insurance and landlord contents insurance and can usually accept monthly payments(direct debit) through a third party credit arranger so you can spread the cost of your landlord insurance policy over the year. We not only pride ourselves in providing cheap landlord insurance but also providing useful advice with regards to your policy which means you benefit from our expertise in the area and ultimately increase your chances of obtaining the perfect policy for your requirements.
As a landlord you may be aware of the new legislation coming into effect from the 6th April 2006 with regards to houses in multiple occupation which will mean some landlords may need to obtain a property licence for some or all of their let properties.
We have access to several insurers and can provide cover for more unusual risks such as landlord insurance for council tenants(DSS) and landlord insurance for student occupied properties. Because we have such large accounts we are able to obtain extremely low cost quotes and provide cover for higher risk scenarios at costs which most over landlord insurance brokers simply cannot compete with.
When you are obtaining quotes for landlord insurance it is important to remember to insure your building for the Rebuild value and not market valuation, if you were to insure your property for the market value then you could end up paying a much larger premium than you need to since the sale price is usually higher than the rebuild value(this is not always the case). It is essential that you have a specific landlords insurance policy in place for your property since most standard household insurance policies will not provide cover for a let property.
We believe is giving you as must flexibility as possible with regards to your landlord insurance requirements, this is why we offer landlord building insurance and landlord contents insurance available as seperate policies or combined(often for a discount,included in the price). As standard our policies include property owners liability which is not to be confused with public liability insurance, instead this liability is to cover you against any claims your tenant makes against you for example if they were to fall down the stairs of your property and hold you responsible for their injuries.
Landlord Insurance for beginners
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