As a double glazing installer, you’ll be aware that window glazing carries the potential for some serious accidents. The process of removing, cutting and fitting glass is very delicate work, and when your trade involves working with glass, mistakes can be both costly and dangerous.
Every day double glazing installers face the risk of legal action being taken against them. There might be various things to consider when looking for glazier and window fitters insurance such as working at height and the safety of working with glass products. So for anyone working in the glazing industry, protection against double glazing claims is important.
Types of Claims Against Double Glazing Installers
Typical types of claims against double glazing installers and window fitters might include:
- Wrong glass installed or glass wrongly configured.
- Ladders fall and cause injury to a member of the public.
- Insufficient protection when removing brickwork causing damage.
- A member of the public trips and injures themselves on tools that you left on the floor.
Types of Claims Against Double Glazing Businesses
If you own a double glazing company and your employee hurts themselves or becomes ill as a result of working for you, then they may hold you liable for their illness or injury. Your double glazing employees could be injured by their tools, exposed to hazardous substances such as asbestos or have a serious accident such as fall from a roof or ladder. There are numerous risks involved in working as a glazier or window fitter and as an employer you will want to protect yourself financially from claims like these.
What Should You Look for in an Insurance Policy for Glaziers?
You might be wondering what insurance policies are suitable for glaziers so that you can have that peace of mind that you will be covered for any potential risks in the work environment.
Public Liability Insurance – Anyone who works as a glazier or window fitter should consider public liability insurance. Whether you are self-employed or working for a glazing company, it is essential that you are properly protected. Public liability insurance isn’t required by law, but if you carry out glazing or window fitting for large commercial companies you may be contractually required to have a policy in place and we recommend that you certainly consider having it.
Tools Cover – You may also want to consider tools cover, which is typically an extension of your public liability insurance and will protect you against the loss or damage of to any hand tools or portable power-driven hand-held tools that are being used in connection with your business.
Employers Liability Insurance – If you run a double glazing or window fitting business which employs staff, no matter how many, you are required by law to have employers liability cover. This type of insurance cover will help cover any legal costs or compensation brought about as a result of a claim against you, your company or one of your employees.
Plant Cover – If you need to use a cherry picker for fitting windows above the ground floor, plant cover provides financial protection against loss or damage to any plant, equipment, heavy machinery and hardware used in conjunction with your trade or occupation.
At Ashburnham Insurance we compare a range of trusted insurers so that our customers can choose the best insurance provider for their glazing and window fitting business. Contact us now on freephone 0800 1696137 for more advice.