If you have a property that currently doesn’t house residents, it’s likely that you are in need of empty property insurance or unoccupied property insurance.
House prices have been rising faster than we’ve seen in years and with demand increasing for housing across the country, sellers could be in an incredible position when it comes to opportunities.
Empty homes present more of a risk than occupied homes. Without a homeowner or tenant present, an unoccupied property is at risk of theft and vandalism, fire or flood damage and damage caused by squatters.
There are a few different terms that you might use to describe a property as empty. The words “vacant” and “unoccupied” being two of them. However, when it comes to property insurance, the definition should be clear, as they actually mean different things.
Tips for Looking After An Unoccupied Property
February 19, 2019
Unoccupied Property Insurance
Millions of pounds worth of damage has been caused to empty properties throughout the UK. If you find yourself with an empty house to look after, read our tips for how best to maintain an unoccupied property.
Shocking regional figures on property abandonment, and information on how to tell if the property has actually been abandoned and recommended steps to take.
In this guide to unoccupied home insurance, we explain why your standard home insurance policy may not cover an empty house, as well as scenarios in which insuring the property is a good idea.
If you believe that your insurance claim was unfairly rejected, then there are things that you can do which might make your insurance company reconsider their decision.
If you’ve been involved in an accident or incident that may result in you making an insurance claim or a claim being made against you it may be time to speak to your insurance company. We look at the steps you need to take to ensure your claim process goes smoothly.
With squatting apparently on the rise in the UK due to increasing property prices among other reasons, we look at what the law is and what you can do as a landlord or homeowner to help prevent or solve a squatter in your property.
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