There are apparently an estimated number of 40,000 unadopted roads in England and Wales thought to comprise 4,000 miles of road, but what is an unadopted road? An unadopted road (or a private road) is a road that is not maintained by a highway authority as defined by Highways Act 1980. As the Local Highway Authority has not agreed to maintain the road at the public expense (in 2009, the government estimated that it would cost £3 billion to bring these roads to an adoptable standard), the road remains unadopted. The responsibility of maintaining the unadopted road then falls upon the landowner or landowners, usually a private individual, company or organisation. If the unadopted road is residential, the responsibility falls upon the frontagers – those who own the property or properties with frontages to the road.
If you are looking to buy a property situated on an unadopted road, you need to be aware of your liability for the road. Before buying a house on an unadopted road, you should consider whether the road requires any repair and how much it will cost, as well as who else shares the road and who will be using it. It’s also worth noting that as the council doesn’t pay for the unadopted road, rubbish collectors may not even travel down the road on their route so you would have to double-check with your local council if this is the case or not.
Neighbours Sharing An Unadopted Road
If you share the unadopted road with other residents, there may be a communal agreement in place with the neighbours to all contribute equally toward the maintenance and insurance of the road. Especially if the unadopted road has a lot of potholes. However, despite the inconvenience of having to privately maintain the road, many say that they enjoy the peace and quiet and the independence of living on an unadopted road.
Who’s Liable For Accidents On An Unadopted Road?
Private Road Insurance (or Unadopted Road Insurance) is a crucial type of land insurance for those who own an unadopted road as, if anyone were to have an accident on the road, the property owner could be held liable for any injuries caused to the third-party. Therefore it is important to maintain the road to an acceptable standard. Though Unadopted Road Insurance is not a legal requirement, if your unadopted road is open for public access then it should be seriously considered as a way to financially protect yourself should the worst come to the worst. If there are multiple residents on the road, it is common for the residents to share the Unadopted Road Insurance policy.
If the owner of an unadopted road is unknown, you can usually trace the land owner by Land Register (if the road is registered) or by finding out who the original developer of the road was. However, the frontagers of the unadopted road can take over the maintenance and management of the road and be protected by law until the true owner comes forward.
Please contact us if you have any questions in regards to Unadopted Road Insurance! You can call us free on 0800 1696137