We are being asked more and more about contractors insurance and what exactly it is. It is quite simply a term that is being more commonly used nowadays to describe cover taken out by self employed tradesmen across the UK to protect themselves against unforeseen incidents.
The most obvious type of contractors insurance is public liability. This is to protect them from any injury or damage they may cause to other people or their property.
Anything from builder to beautician comes under the same category. As long as you are a contractor of some sort then this is the insurance you would need to take out. Cheap quotes are simple to get and usually involve just a few straight forward questions about what you do. The insurer will then work out the risks involved and give you a price based on these factors.