You no longer have to spend hours of your time searching around trying to find the best or cheapest public liability insurance policy. Our online system will check and compare several insurers to provide you with the most competitive quote! You can pay online using a credit or debit card and print your proof of cover documents immediately.
Public liability insurance is to cover your legal liability for any injury or damage you might cause to people or their property during the course of your occupation.
Public liability insurance is not required by law but it is very unlikely that you will be able to get employers liability without it. If you sub contract for a company then it is very likely they would insist on you having public liability insurance before they release payment to yourself.
Employers liability is a legal requirement if you are directly employing someone or you are employing them as a labour only sub contractor. This will cover you in the event of an employee claiming against you in respect of legal liability for injury sustained or damage to their own property.
The quotation begins with a few questions with regards to your correspondence. You will then be asked when you wish for cover to commence on your liability insurance policy. Next you will be asked to enter any claim history, obviously if you have made no claims then you can skip this section. Liability insurance claims can often result in no quotation being provided due to most insurers requiring a referral if a proposer has a claims history.