Public Liability Insurance for Self-Employed

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Ashburnham Insurance provide low-cost public liability insurance cover for self-employed labourers, builders and a whole host of different manual and clerical freelance trades. See the trade list for details of the main occupations Ashburnham provide cover for.

Why Self Employed individuals need liability insurance

When you are freelancer and earn your living through your own business, you are considered as self-employed. As you are working under your own guidance, it means if anything goes wrong, it could well fall back on you for rectification or compensation. For instance, if you injured someone during the course of your work, you may need to call upon your public liability insurance policy for assistance.

It gives protection against the unexpected scenarios that self-employed people could be liable for, which transpire into financial difficulties for you and your business. Seeing how much a claim could be, public liability insurance for self-employed people is a key product in ensuring your business’ survival.

Common types of claims

  • A member of the public injures themselves while tripping over your tool box
  • You accidentally smash a window of a property you are working at
  • You scratch a parked vehicle with your equipment when you walk past

Ashburnham recommend that this cover is considered as part of your business plan. The cost of these sort of claims means that it is an extremely worthwhile investment to ensure you can continue trading in the event of an accident. You may also wish to consider tools cover to protect your tools from loss or theft.

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Get public liability insurance for your self-employed business

Ashburnham Insurance compare a range of trusted insurers so customers can choose the best insurance provider for their business.

Getting the right insurance policy with us is easy:
Step 1 – Make your policy with our simple online form.
Step 2 – Compare quotes from insurers provided.
Step 3 – Purchase your preferred cover online.
Step 4 – Instantly receive your documents online or have them posted to you.

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