Public Liability Insurance for Individuals

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Ashburnham Insurance provide public liability insurance cover for all types of private individuals, including manual and clerical workers, one person limited companies, and single self-employed people.

Why Individuals need liability insurance

When you are trading by yourself it can be very daunting. The future of your business is completely in your hands but one false move could mean leave you in financial turmoil. If you were to injure a member of the public, you would call upon your public liability insurance policy to help you out.

This policy covers all manner of injuries and damage you may cause during your time at work. From minor property damage right up to major injury or even death caused by you during your working day. Public liability insurance for individuals is not required by law but you can see that this should be a top priority.

Common types of claims

  • A customer trips over your tool box and breaks their leg
  • You drop a tool on a customer’s tiled floor and crack it requiring a whole new floor to be installed
  • You are painting a wall and spill paint on the customer’s carpet

Public liability cover is optional but Ashburnham recommend that you consider having it. You may also want to look at getting tools cover to protect your vital equipment from being lost or stolen.

Get A Quote

Get public liability insurance for your individual business

Ashburnham Insurance compare a range of trusted insurers so customers can choose the best insurance provider for their business.

Getting the right insurance policy with us is easy:
Step 1 – Make your policy with our simple online form.
Step 2 – Compare quotes from insurers provided.
Step 3 – Purchase your preferred cover online.
Step 4 – Instantly receive your documents online or have them posted to you.

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