An allotment is a plot of land divided into multiple sections that are the used by different people for the growing of food, flowers, plants and herbs for personal or non-commercial use. The most common use of an allotment is for growing potatoes, carrots, strawberries and many other types of fruit and vegetables for consumption by the plot-holder and their family. The policy will provide liability protection to the landowner from any injury or damage occurring to a third-party on the allotment site.
Allotment Insurance

Did you know that the word allotment comes from the Old French word aloter which means “to divide by lots”

Why do I need insurance for my allotment site?

A member of the public may enter your site and trip over on some uneven ground and injure themselves. They could fall and bump their head and then seek compensation from the land owner. Be aware that our policies only cover third party injury or damage caused by the allotment that the allotment owner would be liable for and does not provide any cover for theft or damage to the allotment or any buildings and equipment.

How do I know how big my allotment site is?

An allotment is traditionally measured in poles or rods. The most common size of a plot is 10 poles which is equal to 302.5 square yards. If you have 16 plots this size then this is equal to 4840 square yards which is the same as 1 acre.

How much does it cost?

Premiums start from just £195.00 per annum for up to 50 acres of allotment fields. Cover for larger areas or land used for multiple purposes is also available.

So what do I do next?

To get an instant online quote then click the “Get Quote” button on this page or visit our contact us page for more details.

You can also visit the land insurance page to see what other types of land we can cover.