Public Liability Insurance for Roofers

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Ashburnham Insurance provide public liability insurance cover for all types of roofers, including flat roofing, slatering and tiling contractors and hot roofers using heat. The many different types of materials used nowadays such as fibreglass, synthetic rubber membranes, cold liquid coating and PVC as well as the more traditional items such as felt, bitumen, tiles and slates. Regardless of what methods you use, Ashburnham can put these all under a single comprehensive roofer’s insurance policy.

Why Roofers need liability insurance

Being able to work up on the roof of a building, there are many hazards – the most obvious being height. Working above the ground, there is a much higher risk of expensive accidents. Anything getting hit by an object falling from a roof is more than likely going to be damaged. What’s worse is if that object is actually a person in which case there could be a substantial injury.

Public liability will provide vital protection for roof construction incidents that you could be deemed liable for. Having this cover in place will help prevent financial issues whether you are a self-employed roofer or a large roofing company.

You also need to consider any employees you may have who could potentially fall from ladders or even off the roof itself and sustain serious injuries. This is why employers liability insurance is also important.

Common types of claims

  • A tile falls off the roof and lands on a parked car below
  • Your blow torch accidentally causes fire damage to the house
  • Your ladder falls over and goes through a window

Public liability insurance for roofers is optional but if you have employees then employers liability is compulsory by law. You should also consider cover for contract works in the event of an incident occurring that affects a major contract being worked upon.

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Get public liability insurance for your roofing business

Ashburnham Insurance compare a range of trusted insurers so customers can choose the best insurance provider for their business.

Getting the right insurance policy with us is easy:
Step 1 – Make your policy with our simple online form.
Step 2 – Compare quotes from insurers provided.
Step 3 – Purchase your preferred cover online.
Step 4 – Instantly receive your documents online or have them posted to you.

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