Public Liability Insurance for Refrigeration Engineers

Why Refrigeration Engineers need liability insurance

When you are involved in the repair or installation of refrigeration units in any type of property, there are many risks that you may encounter. You may leave your manifold gauge and hose set on the ground when collection a part out of your van when a member of the public walking past trips and hurts their arm. public liability insurance is essential for this reason.

You are in charge of the refrigeration needs for a variety of places, from shops to residential homes. You could be there to install a new commercial refrigerator or repair the cold water and coolant pipes on an industrial fridge unit. Public liability insurance for refrigeration engineers is not compulsory but essential to ensure your business’ survival. It gives you protection from the financial problems that a claim you are found liable for could cause.

Common types of claims

• Walking through a shop with your tool kit, you knock into the shelving, causing expensive bottles to smash
• You drop your wrench onto the tiled floor, causing it to crack
• A customer slips on a tube cutter left on the floor, injuring their leg

This cover is optional but Ashburnham recommend that you certainly consider having it. Furthermore, if you have valuable equipment, you may wish to consider tools cover to provide compensation in the event of them being stolen.

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