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Ashburnham Insurance provide public liability insurance for all types of PAT Testers, including workplace, domestic and educational electrical inspections of small appliances.
Why PAT Testers need liability insurance
Going into a workplace to conduct a portable appliance test to ensure a business is compliant with Health and Safety is a hugely important task. However, accidents do happen. You may leave your socket testing machine on the floor, causing someone to trip and break their nose. This is why public liability insurance is vital.
It protects you and your company from the cost of any unexpected incidents that you could be accountable for, which could result in untold financial problems. Public liability insurance for PAT testers is not compulsory but indispensable in ensuring your business’ longevity.
Common types of claims
- You do not notice a frayed wire and someone receives an electric shock as a result
- You drop your ohmmeter and it cracks a floor tile
- You spill a drink on a client’s electrical equipment that you are testing, causing it to break
This cover is optional but Ashburnham recommends that you certainly consider having it. Furthermore, if you have valuable equipment, you may wish to consider tools cover to provide compensation in the event of them being stolen.
Get public liability insurance for your PAT Testing business
Ashburnham Insurance compare a range of trusted insurers so customers can choose the best insurance provider for their business.
Getting the right insurance policy with Ashburnham is easy:
Step 1 – Make your policy with our simple online form.
Step 2 – Compare quotes from insurers provided.
Step 3 – Purchase your preferred cover online.
Step 4 – Instantly receive your documents online or have them posted to you.
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