Public Liability Insurance for Painters and Decorators

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Ashburnham Insurance provide full public liability insurance cover for all types of painters and decorators including internal and external painters, property painter-decorators, paint effects/murals and house painter/decorator contractors.

Why Painters and Decorators need liability insurance

As a painter and decorator, there are a number of accidents that could happen. Simply leaving your ladders in the wrong place could be a trip hazard to a member of the public walking past. This is why public liability insurance is essential.

It protects you from the cost of any sudden and unexpected incidents that a painter and decorator could be liable for, which could result in financial difficulties for you and your company. Public liability insurance for painters and decorators is not compulsory but vital to ensure your business’ survival.

Common types of claims

  • Wet paint drips off your paintbrush on to a carpet causing damage
  • You drop a paint roller in a bath causing it to crack and need replacing
  • A member of the public slips and injures themselves on some wallpaper paste that you left on the floor

This cover is optional but Ashburnham recommend that you certainly consider having it. You are bound to give advice to clients from time to time and you are also providing them with a service. If a mistake is made and you are found to be negligent or your advice is not correct, they may seek financial compensation from you. Professional Indemnity provides cover for the legal costs in defending the claim as well as compensation to the client to rectify your mistake.

Get A Quote

Get public liability insurance for your painting and decorating business

Ashburnham Insurance compare a range of trusted insurers so customers can choose the best insurance provider for their business.

Getting the right insurance policy with us is easy:
Step 1 – Make your policy with our simple online form.
Step 2 – Compare quotes from insurers provided.
Step 3 – Purchase your preferred cover online.
Step 4 – Instantly receive your documents online or have them posted to you.

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