Public Liability Insurance for Northern Ireland

Why you need public liability insurance in Northern Ireland

Finding public liability insurance when living in a BT postcode can sometimes prove to be a difficult and troublesome business. Whether you are a sole trader, have a business or even own a piece of land, public liability insurance cover can be provided. You may be a painter and decorator who accidentally drops paint on a carpet, or a landowner whose tree falls and damages a car. This is why public liability insurance is vital.

It protects you from the cost of any unexpected incidents that you could be liable for, which could result in financial difficulties for you and your company. Public liability insurance for Northern Ireland is not compulsory but essential to ensure your business’ survival.

Common types of claims

• A member of the public trips and injures themselves on a tool box that was left on the floor
• A tree on your land falls and damages a parked car
• Carrying tools through a clients property, you knock over and break an expensive vase

This cover is optional but Ashburnham recommend that you certainly consider having it. Furthermore, if you have valuable equipment, you may wish to consider tools cover to provide compensation in the event of them being stolen.

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