Public Liability Insurance for Market Traders

Why Market Traders need liability insurance

If you are a market stall holder and are buying and selling goods, there will normally be a lot of public activity around you. The most obvious of things that could happen is that any of your customers or people walking past could trip over your stall and injure themselves. This is why public liability insurance should be taken out.

It covers the unexpected incidents that market traders and crafters could be liable for, which could easily end up in you having to shut down your business due to the financial difficulties you could end up in. Public liability insurance for market traders is not compulsory but essential to ensure your stall stays open.

Common types of claims

• Moving your stock, you knock another trader’s goods over and damage it
• You drop some of your goods on a customer’s toe and injure them
• A member of the public trips on your stall resulting in an injury

This cover is not required by law but most pitches and councils require you to have such cover. You may also want to extend your cover to protect your stock whilst transporting it to the market and should then look at some goods in transit insurance. We can cover most locations whether they are indoor or outdoor events with the most popular venues being markets, fields and halls.

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