In life there are always risks, being in the loft insulation industry you will know the risks which could arise at any time such as injury to the public or property damage. A public liability insurance policy can help you cover your liability to the public just in case the unexpected does occur. Public liability insurance for loft insulation can be obtained quite cheaply but it is not legally required. You should still consider a policy just to protect your own interests.
If you have employees then you must legally have an employers liability insurance policy in place at all times. This policy should protect you if your employee(s) hold you liable for any incidents which occur during the course of their work such as an injury which they consider was due to your negligence. You can gain an instant online quotation for cheap public and employers liability insurance by clicking on the get quote button.