Public Liability Insurance for Groundworkers

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Ashburnham Insurance provide the ideal public liability insurance cover for all types of groundworkers at a range of depths from 1 to 5 metres including or excluding road surfacing.

Why Groundworkers need liability insurance

When you are involved in groundwork there are many risks that you may encounter. You could be preparing foundations below ground level for a new home, hitting the underground services and causing extensive damage. This is why public liability insurance is vital.

As part of your trade, you are in charge of the formation of groundwork for a property, including excavation, digging a variety of foundations including strip foundations, drainage and road surfacing. Public Liability Insurance for Groundworkers is not compulsory but imperative in providing protection against an insurance claim that you or your company may be found liable for.

Common types of claims

  • You hit a pipe when digging trench foundations, causing damage
  • Excavating a road, you flick some old tar by mistake, hitting a parked car
  • The drainage pipes are not correctly connected, causing damage to the foundations

This cover is optional but Ashburnham recommend that you certainly consider having it. Furthermore, if you have valuable equipment, you may wish to consider tools cover to provide compensation in the event of them being stolen.

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Get public liability insurance for your groundworking business

Ashburnham Insurance compare a range of trusted insurers so customers can choose the best insurance provider for their business.

Getting the right insurance policy with Ashburnham is easy:
Step 1 – Make your policy with our simple online form.
Step 2 – Compare quotes from insurers provided.
Step 3 – Purchase your preferred cover online.
Step 4 – Instantly receive your documents online or have them posted to you.

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