Public Liability Insurance for Graphic Designers

Why Graphic Designers need liability insurance

When you are involved in graphic design, you may believe you are at low risk from an accident taking place. However, you might be using your computer-aided drafting (CAD) or photoshop software on your laptop and leave your power cable trailing across the floor which a member of the public trips, injuring their wrist.
For this reason, public liability insurance is crucial.

You work freelance as a graphic artist, visiting clients in their offices or homes, providing them with your designs. Public liability insurance for graphic designers is not compulsory but essential to ensure your business’ survival. It gives you the much needed protection from claims that you may be found liable for.

Common types of claims

• Showing your portfolio to a prospective client, you drop it, breaking their toe
• You plug in your laptop and a customer trips on the wire, breaking their arm
• You drop your laptop on the floor in a customers home, cracking the tiles

This cover is optional but Ashburnham recommend that you certainly consider having it. Furthermore, if you have valuable equipment, you may wish to consider tools cover to provide compensation in the event of them being stolen.

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