Public Liability Insurance for Domestic Appliance Installation and Repair

Why Domestic Appliance Installation and Repairers need liability insurance

When you are involved in fitting or repairing appliances in a customer’s home, there are a number of accidents that may take place. You may just forget to ensure the pipe fittings are all tight enough on that new washing machine or dishwasher that you have just installed, causing a water leak that damages the kitchen floor. This is why public liability insurance is crucial.

As a domestic appliance installer and/or repairer, you are there to ensure that the daily running is someones home is smooth, from repairing a faulty washing machine so that a babies clothes are clean to installing a new oven ready for dinner that night. Public liability insurance for domestic appliance installation and repair is a non compulsory type of cover but essential to ensure your business’ continuity.

Common types of claims

• When fitting a cooker hood, you slip and damage the worksurfaces
• You pull out a tumble dryer, causing scratch damage to the tiled floor
• A fitted fridge freezer is not installed correctly, causing the customer’s food to be wasted

This cover is optional but Ashburnham recommend that you certainly consider having it. Furthermore, if you have valuable equipment, you may wish to consider tools cover to provide compensation in the event of them being stolen.

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