Public Liability Insurance for Dog Groomers

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Ashburnham Insurance provide public liability insurance cover for all types of dog groomers that provide cleaning and bathing, hair removal, nail clipping and general grooming services.

Why Dog Groomers need liability insurance

First and foremost, you have someone’s pet, their pride and joy in your care. Grooming dogs is a personal service and with this, there are many incidents that could happen. A dog could jump from the table you are grooming them on, landing wrong and injuring a leg.
This is why public liability insurance is very important.

As a dog groomer, it protects you from any unforeseen circumstances that you could be liable for, which could result in financial trouble for you and your company. Although Public liability insurance for dog groomers is not mandatory, it is crucial in safeguarding your business.

Common types of claims

  • You leave some equipment on the floor and someone trips, injuring themselves
  • While washing the dog, you drop a bottle of shampoo into the client’s bath causing it to crack and need replacing
  • When trimming the dog’s fur, you accidentally snip their ear

This cover is optional but Ashburnham recommends that you certainly consider having it. Furthermore, if you have valuable equipment, such as currycombs and curry brushes, shedding blades, clippers, rakes and dryers you may wish to consider tools cover to provide compensation in the event of them being stolen.

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Public Liability Insurance for Dog Groomers

Range of Dog Groomers Insurance

Public Liability
Employers Liability

Extra Insurance

Tools Cover

Get public liability insurance for your dog grooming business

Ashburnham Insurance compares a trusted range of insurers so customers can choose the best insurance provider for their business.

Getting the right insurance policy with us is easy:
Step 1 – Make your policy with our simple online form.
Step 2 – Compare quotes from insurers provided.
Step 3 – Purchase your preferred cover online.
Step 4 – Instantly receive your documents online or have them posted to you.

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What types of insurance coverage does a dog groomer need?

Working with animals can be an extremely rewarding experience, but it can also be an extremely unpredictable one. So you need to make sure that you are fully covered, no matter what may occur. Some of the main types of insurance recommended for dog groomers include:

Public Liability Insurance – Public liability insurance for dog groomers provides you with protection against any unforeseen circumstances that you could be liable for, which could result in financial trouble for you and your business.,
Employer’s Liability Insurance – If you employ anyone, whether it’s a single unpaid volunteer or a whole team of dog walkers and dog groomers within your pet business, you need to take the necessary precautions to ensure the health and safety of your employees. Employers Liability Insurance is a legal requirement,
Tools Cover – If you have valuable dog grooming equipment, such as shedding blades, clippers, rakes and dryers you may wish to consider tools cover to provide compensation in the event of them being stolen.

What types of claims does public liability insurance for dog groomers cover?

Some of the common types of claims for public liability insurance for dog groomers include accidentally snipping an animal’s ear when trimming their fur, the animal jumping from the grooming table and becoming injured, or accidentally causing damage to a clients property, such as the shower or bath, whilst grooming the animal.

Is public liability insurance for dog grooming a legal requirement?

Whilst public liability insurance for dog grooming is not required by law, it is certainly recommended for your dog grooming business. People’s pets are their pride and joy and they are being left in your care. Grooming dogs is a personal service and with this, there are many incidents that could happen.

Do I need public liability insurance for dog groomers if I am self-employed?

If you are a self-employed dog groomer in the UK it is recommended that you take out public liability insurance cover. A public insurance policy for self-employed dog groomers offers protection in the event of a third party making a claim against you for accidental damage or injury.