Public Liability Insurance for Couriers

Why Couriers need liability insurance

Ashburnham know that couriers have got a lot going on. Running from place to place, transporting parcels and packages all over the country. It only takes a momentary lapse of concentration and that all important delivery could turn into a legal and financial nightmare. On most days, there are several opportunities for a simple accident to occur with an unsuspecting member of the public walking past. This is why public liability insurance should be taken out.

It protects you from the financial difficulty that an unexpected incident could deem you liable for. You and your company will probably already know that public liability insurance for couriers is not compulsory but it is essential to ensure the future of your business.

Common types of claims

• You place a parcel on the floor while you shut your van doors and someone trips over it and injures themselves
• A large package is dropped on the customer’s foot while you are delivering it and breaks their toe
• You are carrying a large item to a delivery address and it accidentally scratches a parked car outside

This cover is optional but Ashburnham recommend that you certainly consider having it. You may also want to get goods in transit cover to provide compensation for any loss or damage to the stock you are carrying, loading or unloading from your vehicle.

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