Public Liability Insurance for Carpenters

Why Carpenters need liability insurance

When you are involved in the cutting, shaping and installation of woodwork and other materials, a number of risks can take place. Simply leaving your equipment on the ground could be a trip hazard to a member of the public walking past. This is why public liability insurance is vital.

It protects you and your business from the cost of any unforseen circumstances that a carpenter could be liable for, which may develop into financial hardship for you and your company. Public liability insurance for carpenters is not mandatory but essential to ensure your business’ survival.

Common types of claims

• Carrying a newly made door through a house you knock over and break an expensive vase
• You drop a hammer in a sink causing it to crack and need replacing
• A member of the public trips and injures themselves on your tool box that you left on the floor

This cover is optional but Ashburnham recommend that you certainly consider having it. Furthermore, if you have valuable equipment, you may wish to consider tools cover to provide compensation in the event of them being stolen. We can also extend your cover for the use of fixed woodworking machinery if required.

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