Public Liability Insurance for Car Valeters

Why Car Valeters need liability insurance

When you are providing a valet service for the interior and exterior of cars and vans, there are several things that could go wrong. After the hand wash or wax of the outside is finished, your customer could get out of the car to let you vacuum the mats and rest of the inside and they fall over your bucket of water or pressure washer and injure themselves. This is why public liability insurance is vitally important.

It gives you the protection you need from the cost of any unexpected incidents that you could be found liable for, which may result in financial problems for you and your company. Public liability insurance for car valeters is not compulsory but incredibly important to ensure provide the financial protection your business should have.

Common types of claims

• Polishing a dashboard, your leg accidentally knocks the vehicle into gear and causes it to crash
• A bit of grit is hidden in your sponge or chamois and scratches the paintwork on a customer’s door panel
• The customer gets out of the vehicle and slips on the wet shampoo on the floor and injures themselves

This cover is optional but Ashburnham recommend that you certainly consider having it. If you have valuable equipment, such as a powerful jet washer, you may
wish to consider tools cover to provide
compensation in the event of it being stolen.

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