Public Liability Insurance for Block Paving Contractors

Why Block Paving Contractors need liability insurance

When you are involved in the fitting or installing of drives and other exterior flooring, there are more risks involved then you may realise. Whether you are constructing paving from gravel, stone, brick or concrete, simply leaving your chisel on the ground could cause a member of the public walking past to trip and injure themselves. This is why public liability insurance is vital.

It gives you the protection you need from the cost of any unexpected incidents that you could be found liable for, which may result in financial problems for you and your company. Public liability insurance for block paving contractors is not compulsory but very important to ensure your business’ survival.

Common types of claims

• You slip with your wheelbarrow, damaging a parked car
• Leaving a shovel on site, someone trips, injuring their arm
• You drop your hammer on a customer’s foot, causing it to break

This cover is optional but Ashburnham recommend that you certainly consider having it. Furthermore, if you have valuable equipment, you may
wish to consider tools cover to provide
compensation in the event of them being stolen.

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