Public Liability Insurance for Alarm Installers

Why Alarm Installers need liability insurance

When you are involved in installing alarms in any type of property, there are many risks that you may encounter. Simply leaving your lock switchgear equipment ready for installation on the ground could be a trip hazard to a member of the public walking past. This is why public liability insurance is very important.

As an alarm installer, you are providing a service to protect your customers from a variety of problems such as burglary or fire. Public liability insurance for alarm installers is not compulsory but essential as it provides protection from the cost of any unexpected incidents that you could be liable for. A claim being made a against you without insurance could result in financial difficulties for you and your company. We can also include efficacy cover if requested which is excluded by most companies, for added peace of mind.

Common types of claims

• You drop a screwdriver from a ladder, damaging a parked car
• When installing a control panel for a fire alarm, you go through a pipe, causing water damage
• You drop a burglar alarm you are installing, hurting someones head

This cover is optional but Ashburnham recommend that you certainly consider having it. Furthermore, if you have valuable equipment, you may wish to consider tools cover to provide compensation in the event of them being stolen.

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