Public Liability Insurance for Air Conditioning Engineers

Why Air Conditioning Engineers need liability insurance

When you are involved in the repairing or installing of air conditioning units in any type of property, there are many risks that you may encounter. Simply leaving your manifold gauge and hose set on the ground could be a trip hazard to a member of the public walking past. This is why public liability insurance is vital.

It protects you from the cost of any unexpected incidents that air conditioning engineers could be liable for, which could result in financial difficulties for you and your company. Public liability insurance for air conditioning engineers is not compulsory but essential to ensure your business’ survival.

Common types of claims

• Walking through a shop with your tool kit, you knock into the shelving, causing expensive bottles to smash
• You drop your wrench onto a skylight when repairing an air con unit on a roof
• A customer slips on a pair of pliers left on the floor, injuring their leg

This cover is optional but Ashburnham recommend that you certainly consider having it. Furthermore, if you have valuable equipment, you may wish to consider tools cover to provide compensation in the event of them being stolen.

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