Public Liability Insurance for Nutritionists

Why Nutritionists need liability insurance

As a nutritionist, you are providing a service to your customers and teaching them the best way to be healthy, although this may seem like a safe occupation, there are a number of accidents waiting to happen. You may be providing a nutritional plan at a client’s house and your briefcase knocks over an expensive vase and causing it to break. This is just one example of what can happen and is why public liability insurance is vital.

A nutritionist advises people on eating healthily and food matters and how they affect health. Public liability insurance for nutritionists is not compulsory but highly important to protect yourself and your business from an insurance claim against you. If you are found liable it can cause untold financial impact which is why this type of insurance serves as protection.

Common types of claims

• A customer trips on your case of leaflets that where left on the floor
• You accidentally spill your coffee on a customers laptop
• Swinging your bag over your shoulder, you knock over an antique clock and it smashes on the ground

This cover is optional but Ashburnham recommends that you certainly consider having it. You are bound to give advice to clients from time to time and you are also providing them with a service. If a mistake is made and you are found to be negligent or your advice is not correct, they may seek financial compensation from you. Professional Indemnity provides cover for the legal costs in defending the claim as well as compensation to the client to rectify your mistake.

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