Public Liability Insurance for Mastic Sealant Contractors

Why Mastic Sealant Contractors need liability insurance

When you are providing mastic sealant services you are giving a finishing touch to your customers’ home and will not want an accident to ruin your day. Simply leaving your tube of mastic on the ground could be a trip hazard to a member of the public walking past. This is why public liability insurance is essential.

It protects you from the cost of any unexpected incidents that mastic sealant contractors could be liable for, which could result in financial issues for you and your company. Public liability insurance for mastic sealant contractors is not compulsory but essential to ensure your business’ survival.

Common types of claims

• Putting up your stepladder, you accidentally tear the wallpaper
• You drop your sealant gun in bath causing it to crack and need replacing
• Some mastic drips onto the floor and a member of the public slips and injures themselves

This cover is optional but Ashburnham recommend that you certainly consider having it. You are bound to give advice to clients from time to time and you are also providing them with a service. If a mistake is made and you are found to be negligent or your advice is not correct, they may seek financial compensation from you. Professional Indemnity provides cover for the legal costs in defending the claim as well as compensation to the client to rectify your mistake.

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