Public Liability Insurance for Leaflet Distributors

Why Leaflet Distributors need liability insurance

When you are involved in door to door leaflet distribution to people’s homes and businesses, you may believe that it is relatively risk free but accidents can happen.
Simply leaving your bag of newspapers on the ground whilst at a letterbox could be a trip hazard to a member of the public walking past.
This is the reason why public liability insurance is important.

Public liability insurance for leaflet distributors is not compulsory but essential to ensure your business’ survival. It protects you from the cost of any unexpected trips or slips that leafletters could be liable for, which could result in financial and legal problems for you.

Common types of claims

• You drop some leaflets at an event onto the ground causing someone to slip and injure their leg
• Carrying a bale of newspapers, you slip and knock into a car, scratching the paintwork
• Your bag of leaflets falls off of your shoulder and cracks a newly paved driveway

This cover is optional but Ashburnham recommend that you certainly consider having it. Furthermore, if you have valuable equipment, you may wish to consider tools cover to provide compensation in the event of them being stolen.

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