Public Liability Insurance for Ironing Services

Why Ironing Services need liability insurance

While you are getting the creases out of someone’s clothes, you may think that there’s not a lot that could go wrong. When providing ironing or laundry services, third-party damage or injury is always a possibility. You could be just collecting a load from a clients home, ready for ironing when you knock into a very expensive ornament, causing it to break. This is why public liability insurance is vital.

From burns on the iron itself or trips and falls over the lead, public liability insurance for ironing services is there to protect you from the cost of any unexpected incidents that you could be liable for in your line of business. This type of insurance for personal ironing and laundry is not compulsory but crucial to ensure your business’ survival.

Common types of claims

• Carrying laundry through a client’s house you knock over and break an expensive vase
• A client trips over the wire for your iron and injures themselves
• You drop a hot iron on the floor in a clients house, causing it to burn a hole in the carpet

This cover is optional but Ashburnham recommend that you certainly consider having it. Furthermore, if you have valuable equipment, you may wish to consider tools cover to provide compensation in the event of them being stolen.

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