Public Liability Insurance for Computer Repairs

Why Computer Repairers need liability insurance

As a computer repairer, you may not think that a lot can go wrong. Simply leaving your screwdriver kit on the ground could be a trip hazard for your customer. This is why public liability insurance is essential.

Computer repairs can involve a range of IT based work, including networking and analysis. Public liability insurance for computer repairs is not compulsory but essential to ensure your business’ survival. It provides much-needed protection from claims that you could be found liable for, causing untold financial hardship for you and your company.

Common types of claims

• Carrying a base unit through a house, you knock into the wall, causing a tear in the wallpaper
• You are repairing a notebook in someone’s house and leave a lead trailing and the client trips
• You incorrectly wire a motherboard which catches alight and causes fire damage to the customer’s property

This cover is optional but Ashburnham recommend that you certainly consider having it. You are bound to give advice to clients from time to time and you are also providing them with a service. If a mistake is made and you are found to be negligent or your advice is not correct, they may seek financial compensation from you Professional Indemnity provides cover for the legal costs in defending the claim as well as compensation to the client to rectify your mistake.

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