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Ashburnham Insurance provide full public liability insurance cover for all types of freelance beauticians and mobile beauty therapists. Ashburnham can also provide a policy to include cosmetologists, aestheticians and estheticians.
Why Beauticians need liability insurance
No matter how skilled you are and how much experience you have, it only takes a split second to have a lapse in concentration and turn up the wax too high, causing some serious damage to someones skin. This is just one thing that could happen but certainly why public liability insurance is vital.
It protects you from the cost of any accidental slips and injuries that beauty therapists could be liable for and could end you up in financial and legal difficulties. Public liability insurance for beauticians is not compulsory but is certainly the first type of protection you should take out.
Common types of claims
- You drop salon strength acetone onto a clients clothing, causing it to stain
- A member of the public trips and injures themselves on equipment that you have left on the floor
- Your wax is too hot, causing burns to your customer’s leg
This cover is optional but Ashburnham recommends that you certainly consider having it. Furthermore, if you have expensive equipment, you may wish to consider tools cover to provide compensation in the event of them being stolen.
Get public liability insurance for your beauty therapy business
Ashburnham Insurance compare a trusted range of insurers so customers can choose the best insurance provider for their business.
Getting the right insurance policy with us is easy:
Step 1 – Make your policy with our simple online form.
Step 2 – Compare quotes from insurers provided.
Step 3 – Purchase your preferred cover online.
Step 4 – Instantly receive your documents online or have them posted to you.
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