It may not be the most common of policies, but land insurance is essential for people who are worried about the potential financial risks of being a land owner. We have a panel of insurers which can help those looking for land insurance. Whatever type of land you need to insure, as long as it is in the UK then we are certain to be able to help.
The potential risks are varied but, for example, if you own a field or a private road then a member of public may fall and injure themselves while walking through your land. Even if the land is private property, you may still be liable for any injury caused to a third-party. Another example could be that you own a wooded area and a tree from you land falls and damages someone’s house or even a car parked underneath.
We specialise in residents associations, road owners and general land owners. Whether you are a single person, group, community or business, we can help all types of land owners.
We can insure most types of land. Our main request is private roads where the residents will group together to get an insurance policy. We also cover brownfield, development sites, fields, lakes, moorland, residents land, rough country, undeveloped pasture, woodland, vacant land and much more (click the links for more information). As you can see, we can provide cover for land of pretty much any sort.
The main cover provided is public liability cover which will insure the land owner(s) for any third-party injury caused by the land. On top of this, cover is also available for public access, employers liability, legal expenses, directors and officers liability and material damage (such as street lights, walls, fences and incidental buildings). As we provide a specialist scheme, in most cases this cover is included in the standard policy at no extra charge.
Our premiums start at as little as £135 but obviously the price of the policy all depends on the size, location and use of the land or road. The best way to find out the cost is to complete our simple online quote form and you will be provided with an instant quote.
To get an instant online quote then click the “Get Quote” button on this page or visit our contact us page for more details.