Landlord InsuranceWe are a landlord insurance broker specialising in low cost quotes with immediate cover. We offer instant online quotations from several insurance companies at once meaning we can provide competitive landlord insurance quotes from a panel of insurers without you having to spend hours of your time searching for the cheapest policy which meets your requirements. You can obtain an instant online landlord insurance quote online today. The main perils which are usually covered by a landlord insurance policy are fire, lightening, earthquake, flood, subsidence and property owners liability however some policies may have exclusions or vary in the cover they offer which is why we highly recommend you read the keyfacts for any insurer and make yourself aware of the quote details before proceeding with any policy. |
Buy to let insuranceWe offer instant online quotations for buy to let insurance, meaning as a landlord you can protect your investment today by arranging immediate cover when making payment via credit or debit card. We understand that sometimes it is not convenient to make a full payment upfront for your insurance which is why we can usually offer a direct debit payment option or a monthly payment option through a third party credit arranger. Buy to let insurance can sometimes be confused with a standard houeshold policy, which usually would not provide cover for a let property and if so is unlikely to include such extensive cover such as property owner liability which is usually included as standard in your buy to let building insurance policy to provide cover against liability claims, for example if your tenant was to fall down the stairs and hold you liable for the injury. You can obtain an instant online quote from a panel of insurers on our buy to let insurance quote page. |
Public liability insurancePublic liability insurance covers you against any injury to a third party or property damage you cause during the course of your work. An example of when your liability insurance would usually provide cover would be if you were a decorator and needed to bring a ladder inside the property but whilst carrying the ladder in knocked over an expensive vase. Another example when you would usually be covered under this type of policy would be if whilst working on this ladder you dropped a tool which hit a third party and caused injury to them. Obviously liability claims can often be for huge sums of money which is why we offer public liability policies with indemnity levels starting from £1,000,000. For an immediate quote on our website you can goto our liability insurance quote page and complete a short form for an immediate online quotation. Some insurers will also offer optional extra cover such as tools and goods in transit. By including tools cover in your liability insurance policy you can protect your tools against loss or damage although every policy will differ in the cover offered so it is crucial to read the keyfacts and full quote details before proceeding with any insurance policy. |
Employers liability insuranceIf you employ any person directly or as a labour only sub-contractor then you must legally have an employers liability insurance policy in place with a minimum indemnity level of £5,000,000 although most insurers offer a minimum level of indemnity to the value of £10,000,000. An employers liability policy provides cover against any employee which claims against you for any injury, illness or death they have received whilst working under your command. An example would be if you were roofers and one of your employees was working high on a roof, slipped and then injured theselves. In a case like this, the employee may try and hold you liable for the injury they have recieved which is why it is crucial to have employers liability insurance in place to protect yourself against such claims. We understand how frustrating it can be for a business searching for cheap liability insurance which is why we deal with competitive, well known insurers to make sure you pay a low premium and obtain cover which meets your expectations and requirements. |
Financial services authorityFor the protection of our clients we will only place insurance with companies which have been authorised and regulated by the financial services authority(FSA).As an insurance broker we are authorised and regulated by the FSA, our registration number is 300777 which can be checked on the FSA website or via telephone on 0845 606 1234. The FSA provide a level of protection to the customer by making sure the information that regulated insurance intermediaries provides is accurate and fair and that as a customer you are treated correctly and if not then you have somewhere to turn for advice or complaint should every other option be exhausted. |
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