Empty homes present more of a risk than occupied homes. Without a homeowner or tenant present, an unoccupied property is at risk of theft and vandalism, fire or flood damage and damage caused by squatters.
Insurance provides a safety net for those looking to protect their health or finances. While it is not one of the most exciting of things to purchase, most of us are willing to agree that going without insurance is a risk.
As the UK braces for some stormy weather, we talk about how this will affect land owners, property owners, tree surgeons and insurance claims.