Welcome to the Ashburnham Insurance Blog. Here you will find all the latest business and commercial insurance news, updates and other customer information.
As a cleaner, you are likely to be right there on the front line, battling back this virus alongside healthcare workers and other important jobs across the country. What this means, however, is that you and any of your workers are at increased risk of not only contracting the virus but spreading it.
Across the globe, we find ourselves in an unprecedented situation. Covid-19 has led to the lockdown of an increasing number of countries and right here in the UK, we’re seeing businesses shutting down or taking other measures to account for changing guidance.
Painters and decorators have a number of things to worry about in their job, from accidents such as falling from ladders or the public slipping on paint or wallpaper paste to any damage caused by spilt paint or dropped tools.
Mobile food businesses have grown in popularity in recent years. No longer are the British public limited to simple burger vans and ice-cream trucks, thanks to the explosion of “street food”.
Empty homes present more of a risk than occupied homes. Without a homeowner or tenant present, an unoccupied property is at risk of theft and vandalism, fire or flood damage and damage caused by squatters.
Difficult customers come in many forms. Whether they are angrily ranting at your staff stressing them out, disputing invoices, or simply not paying the bill at all, difficult customers can come at a huge cost to businesses.
Many students feel that landlords are unfairly overcharging on the rent whilst not maintaining the property as they should. Damp and lack of heating or hot water are amongst the largest complaints from students about their accommodation.
An unadopted road typically allows the public a right to pass, but it may also be a private street over which only some people, usually the owners, have a private right of access.
You should consider all of the different risks and scenarios that your business may face when deciding if you need public liability insurance. You might need public liability insurance for any number of reasons.
In recent years, a series of major floods have hit the UK and hundreds of thousands of homes are becoming harder to insure because they’re at high risk of flooding.